Pending sales are up, mortgage rates hit a 15-month low of 6.15%, and home price growth is the slowest since 2012. Each week, I analyze the evolving dynamics of the market, identifying emerging trends, shifts in momentum, and key considerations for real estate professionals. Last week, the National Association of Realtors ® reported that pending home sales increased 3.3% month-over-month in November and 2.6% year-over-year, reflecting renewed buyer momentum. Mortgage rates a

The Fed delivered its third rate cut, fueling a massive 60% surge in mortgage activity. The national homeownership rate is also inching up. This is a crucial moment for buyers and sellers. Each week, I analyze the evolving dynamics of the market, identifying emerging trends, shifts in momentum, and key considerations for real estate professionals. Last week, the Federal Reserve approved its third interest rate cut of 2025, reducing the federal funds rate to a range of 3.5%–3.

December 1, 2025 PURCHASE MORTGAGE APPLICATIONS REACH A 2025 PEAK.  Since late 2022, mortgage rates falling below 6.64% and approaching 6% have consistently supported stronger housing activity. This dynamic has driven the most favorable 17-week stretch of purchase loan applications, culminating in a year-to-date high reported by the Mortgage Bankers Association just before Thanksgiving. Applications rose 20% year-over-year, while weekly demand advanced by 8%. Full story from

Fannie Mae just simplified access by removing minimum DU credit scores. Plus, mortgage rates are near 2025 lows, boosting buyer power despite record Q3 home prices November 10, 2025 FANNIE MAE REMOVES MINIMUM CREDIT SCORE REQUIREMENTS FROM DU.  Fannie Mae will eliminate the 620 minimum credit score requirement for loans submitted through its Desktop Underwriter system (DU) starting November 16. Rather than relying on a fixed score benchmark, DU will now assess borrower eligi

Discover how kitchen and bath remodel trends of timeless designs and smart features inspire beautiful, functional spaces for 2026 updates. When updating your home, kitchen and bath remodels are always the first projects that are top of mind. Looking forward to 2026, renovations will pull from 2025 design trends while moving towards beautiful, practical and stylish for years to come. From calming color palettes to smart storage and thoughtful details, these aesthetic movements

Market momentum builds: Temporary mortgage relief, rising credit access, and a projected $2.27T in originations by 2026 signal opportunity ahead. Christian Montiel October 13, 2025 Each week, I analyze the evolving dynamics of the market, identifying emerging trends, shifts in momentum, and key considerations for real estate professionals. Last week, in response to the October 1 fe

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A look into what is shaping the real estate market this week based on news headlines Jason Waugh ...

A look into what is shaping the real estate market this week based on news headlines Every week, I look at the shifts shaping the market...

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Election season is upon us, and if you're contemplating buying or selling, you might be curious about how political shifts impact the market